Salary Calculator

Type your pay in any period and instantly see all eight — hourly through annual — adjusted for your real hours, days and unpaid time off.

Your pay

Enter what you earn in any period — see every other period instantly. Gross (pre-tax) figures.

weeks

Estimate US take-home pay optional

Pick a state to see federal tax, Social Security, Medicare and state deductions on this salary — 2026 rates, the same engine as our state paycheck calculators.

Annual salary (gross)

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All figures are before tax and deductions. Biweekly = 26 pay periods a year; semi-monthly = 24.

Select a state on the left to estimate US take-home pay after federal, FICA and state tax.

Common hourly rates at your schedule

Annual equivalents update with your hours, days and time-off settings above.

Take-home pay in every state

Federal tax, Social Security and Medicare are identical in every row; only state income tax and employee-paid state insurance premiums change. City and county taxes are not included. Every state has its own page with pay-frequency and 401(k) options — see the paycheck calculator.

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The salary conversion formula

Everything hangs off one identity:

Annual salary = hourly rate × hours per week × weeks paid per year

At the standard 40 hours and 52 weeks that's 2,080 paid hours a year — so 25/hour is 25 × 2,080 = 52,000 a year, and a 50,000 salary is 50,000 ÷ 2,080 ≈ 24.04/hour. Every other period is derived from the annual figure: ÷ 12 for monthly, ÷ 26 for biweekly, ÷ 24 for semi-monthly, ÷ 4 for quarterly. Change the hours, days or time-off fields and the whole table recomputes.

Biweekly is not semi-monthly (and it matters)

Paid every two weeks means 26 paychecks a year; paid twice a month means 24. On a 52,000 salary that's 2,000.00 per biweekly check versus 2,166.67 per semi-monthly check — same annual money, different rhythm. Biweekly schedules also produce two "three-paycheck months" every year, a favorite budgeting bonus. Check which one your employer actually uses before comparing offers.

The 30-second mental shortcut

For quick 40-hour conversions, double the hourly rate and read it as thousands: 15/hour ≈ 30k, 25/hour ≈ 50k, 36/hour ≈ 72k. It works because 2,080 hours ≈ 2,000. The error is only 4% — fine for a phone-screen salary conversation, and this calculator gives the exact number when it counts.

Unpaid time off quietly changes your real rate

Salaried jobs usually include paid holidays, so a 52,000 salary stays 52,000 whether you vacation or not. Hourly and contract work is different: take two unpaid weeks and your paid year is 50 weeks, so 25/hour yields 50,000, not 52,000. Flip it around when comparing a contract rate against a salaried offer — a contractor's hourly rate needs to be meaningfully higher than the salary-equivalent to cover unpaid leave, holidays and benefits.

Gross vs take-home

Every figure here is gross — before income tax, social contributions, retirement deductions and insurance. Take-home pay varies enormously by country, state and personal situation (commonly 15–35% lower), so use gross numbers when comparing offers like-for-like, and your local tax rules for budgeting actual cash flow.

Salary vs hourly: which is better?

Salary buys predictability: same paycheck every period, usually with paid leave and benefits. Hourly pays for every hour you actually work — including overtime, often at 1.5× — but income swings with the schedule. The honest comparison is annual: convert the hourly offer at realistic hours (including likely overtime) and realistic unpaid weeks, then compare against the salary plus the value of its benefits.

From gross salary to take-home pay

Gross pay is the number on the offer letter; take-home is the number that lands in your account. In the US the gap is federal income tax, 6.2% Social Security, 1.45% Medicare and, in 41 states plus DC, state income tax — and in ten states an employee-paid disability or paid-leave premium on top. Choose a state above and the calculator applies all of it to the salary you entered, then ranks every state for the same pay so you can see exactly what a move is worth. For pay-frequency detail, 401(k) and health-premium deductions, or city tax, use the paycheck calculator or your state's own page.

Frequently asked questions

How do I convert my salary to an hourly rate?
Divide annual salary by your paid hours per year (hours per week × weeks paid). At 40 hours and 52 weeks that's 2,080 hours, so 50,000 a year ≈ 24.04 an hour. The calculator does this for any schedule.
How much is 25 dollars an hour per year?
At 40 hours a week, 52 weeks: 25 × 2,080 = 52,000 a year, or about 4,333 a month. Adjust hours or unpaid weeks in the calculator for your exact figure.
What's the difference between biweekly and semi-monthly pay?
Biweekly means every two weeks — 26 paychecks a year. Semi-monthly means twice a month — 24 paychecks. Biweekly checks are slightly smaller but you get two extra ones a year, landing in two "three-paycheck months".
How many working hours are in a year?
The standard figure is 2,080 (40 hours × 52 weeks). With two weeks off it's 2,000, and at 37.5 hours a week it's 1,950. The calculator uses your actual hours and time-off settings.
Are these amounts before or after tax?
The eight-period table is gross pay. To see take-home, pick a US state and filing status: the estimate subtracts federal income tax, Social Security, Medicare and state tax at 2026 rates. Outside the US, income tax and social contributions commonly reduce gross by 15–35% — compare job offers gross-to-gross.
How does unpaid vacation change the numbers?
Each unpaid week removes one week's pay from your year. Two unpaid weeks at 25/hour and 40 hours drops annual pay from 52,000 to 50,000, and raises the effective hourly value a salary needs to match.
How do I compare a contract hourly rate with a salaried offer?
Convert both to annual using realistic assumptions: for the contract, count only paid weeks and add nothing for benefits; for the salary, add the value of paid leave, insurance and retirement match. Contract rates typically need to be 20–40% higher to break even.
What about overtime?
This converter uses your base rate. If you regularly work paid overtime (often at 1.5× beyond 40 hours in many countries), estimate a blended weekly total and enter your true average hours to see the annual effect.
How is the take-home estimate calculated?
It annualises your pay, subtracts the 2026 federal standard deduction for your filing status and runs the rest through the seven IRS brackets, then adds 6.2% Social Security (capped at $184,500 of wages), 1.45% Medicare (plus 0.9% above $200,000) and your state's income tax using its 2026 brackets, standard deduction, exemptions and credits. States with employee-paid disability or paid-leave premiums, such as California SDI, have those added too. It is the same engine behind our 51 state paycheck calculators.
Which state gives the highest take-home pay?
For most salaries it is one of the nine states with no wage income tax — Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming — though Washington deducts a small WA Cares premium. The every-state table above ranks all 51 jurisdictions for the exact salary you entered.
Does the estimate include city or local income tax?
No. Around a dozen states allow city or county income taxes — New York City, Philadelphia, most of Ohio, Maryland counties and others — and those can add 1–4%. Pre-tax deductions such as 401(k) contributions and health premiums are also left out here; the state paycheck calculators handle both.

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