Pennsylvania Paycheck Calculator

Enter your pay — see exactly what lands in your bank account in Pennsylvania after every 2026 federal, state and local payroll tax.

Your pay

Take-home pay per paycheck

$1,690.85 every 2 weeks
Gross pay$2,000.00
Social Security (6.2%)−$124.00
Medicare (1.45%)−$29.00
Federal income tax (est.)−$156.15
Annual take-home$43,962
Total tax rate on gross15.5%

Estimate for tax year 2026 using official IRS Rev. Proc. 2025-32 federal figures and the latest published state brackets, standard deductions and exemptions. This estimates your tax liability; actual withholding follows your W-4 and state withholding certificate. Educational, not tax advice.

2026 payroll tax rates at a glance

TaxEmployee paysEmployer pays2026 limit
Social Security6.2%6.2%First $184,500 of wages (max $11,439 each)
Medicare1.45%1.45%No limit
Additional Medicare0.9%—Wages over $200,000 (withholding)
Federal income tax10%–37% brackets—Depends on income & filing status
State income tax0%–13.3%—15 flat-rate states, 27 graduated, 9 with none
State disability / paid leave0.19%–1.3%VariesEmployee-paid in 10 states
Local income taxUp to ~3.9%—City or county tax in 11+ states

State income tax in Pennsylvania, 2026

Pennsylvania taxes wages at a flat 3.07%.

Local income tax in Pennsylvania, 2026

Pennsylvania levies local income tax at the municipality level. These presets are built into the calculator — choose yours from the local tax dropdown.

JurisdictionEmployee rate
Philadelphia — resident3.735%
Philadelphia — non-resident3.425%
Pittsburgh3.0%
Other PA municipality1.0%

Rates verified 2026-08-17 against Tax Foundation, State Individual Income Tax Rates & Brackets 2026 (Feb 2026) and state agency publications. Confirm with your state agency before relying on these for payroll filing.

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How Pennsylvania taxes your paycheck in 2026

Pennsylvania uses a flat 3.07% income tax. On top of that, every Pennsylvania worker pays federal income tax plus 6.2% Social Security (on the first $184,500 of 2026 wages) and 1.45% Medicare with no cap. This calculator applies all of it at once, so the take-home figure is the real one.

Pennsylvania income tax brackets, 2026

Applied to taxable income — that is, your wages after the Pennsylvania standard deduction. Single filer figures shown.

RateTaxable income (single)
3.07%$0 and above

Standard deduction: none.

What Pennsylvania state tax costs at different salaries

Single filer, Pennsylvania state income tax only — federal tax and FICA are on top of these figures.

Annual salaryPennsylvania income taxEffective rate
$50,000$1,5353.07%
$75,000$2,3033.07%
$100,000$3,0703.07%
$150,000$4,6053.07%

Local income tax in Pennsylvania

Some Pennsylvania cities and counties levy their own income tax on top of the state rate. Pick yours from the dropdown above — options include Philadelphia — resident (3.735%), Philadelphia — non-resident (3.425%), Pittsburgh (3%), Other PA municipality (1%).

How Pennsylvania compares with neighbouring states

State income tax owed by a single filer on a $75,000 salary — Pennsylvania against the states around it:

StateTax on $75,000Effective rate
Ohio$1,2801.71%
Pennsylvania (this state)$2,3033.07%
New Jersey$2,5983.46%
Maryland$3,1994.27%
New York$3,4534.60%

Pennsylvania ranks second-lowest of these 5 at that salary, costing about $1,022 a year more than Ohio. Where you physically work usually decides which state withholds, so a short commute across a border can change your take-home meaningfully.

Why your effective Pennsylvania rate isn't 3.07%

On a $75,000 salary the headline rate is 3.07%, but the real bite is about 3.07%. Two things cause the gap. First, Pennsylvania allows no standard deduction of its own, so tax starts from the first dollar of state taxable income.

Worth noting: Pennsylvania's $0 of shelter is well below the federal standard deduction of $16,100, so you pay Pennsylvania tax on roughly $16,100 more income than you pay federal tax on — about $494 a year in extra state tax at the top rate.

Local tax applies in Pennsylvania. Some cities or counties add their own income tax on top of the state rate — select yours from the dropdown above, since it can exceed the state tax itself in a few places.

Federal taxes on top

Every Pennsylvania worker also pays federal income tax plus 6.2% Social Security and 1.45% Medicare. Those rules are identical in all 50 states — see the main paycheck calculator for how FICA, the wage base, pre-tax deductions and FICA-exempt occupations work.

Nearby states

Compare Pennsylvania with New York, New Jersey, Ohio, Maryland — or see the full list of all 50 states and DC.

Frequently asked questions

How much state income tax will I pay in Pennsylvania in 2026?
Pennsylvania applies a flat 3.07% rate to taxable income. On a $75,000 salary, a single filer owes roughly $2,303 in Pennsylvania income tax — an effective rate of about 3.07%.
What is the Pennsylvania state tax rate?
A single flat rate of 3.07% on taxable income.
Are there local income taxes in Pennsylvania?
Yes. Certain Pennsylvania cities or counties levy their own income tax on top of the state rate, including Philadelphia — resident (3.735%), Philadelphia — non-resident (3.425%), Pittsburgh (3%). Select yours from the city dropdown and the calculator adds it as a separate line.
Is this Pennsylvania paycheck calculator accurate?
It applies the official 2026 Pennsylvania rates, standard deduction and exemptions together with current IRS federal figures, so it closely estimates your actual tax liability. Your employer's withholding follows your W-4 and state withholding certificate, so a single pay stub may differ slightly — any gap is settled as a refund or bill when you file.
How is my Pennsylvania take-home pay calculated?
Start with gross pay and subtract pre-tax deductions such as 401(k) or health premiums. Federal income tax and FICA come off next. Pennsylvania tax is then figured on your wages, with the brackets above applied. On a $60,000 salary that works out to about $1,842 in Pennsylvania income tax.
Do 401(k) contributions reduce my Pennsylvania taxes?
Yes for Pennsylvania income tax and federal income tax — traditional 401(k) contributions lower the wages both are figured on. They do not reduce Social Security or Medicare, because FICA applies to your pay before retirement contributions are deducted. Enter your per-paycheck contribution in the pre-tax field above to see the effect.
Is a bonus or overtime taxed differently in Pennsylvania?
Not ultimately. Employers commonly withhold bonuses at a flat federal supplemental rate of 22%, which can make a bonus cheque look heavily taxed, and Pennsylvania may apply its own supplemental withholding rate. That is a withholding convention, not a separate tax — at filing time all wages run through the same brackets, and any over-withholding comes back as a refund.

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