Ohio Paycheck Calculator

Enter your pay — see exactly what lands in your bank account in Ohio after every 2026 federal, state and local payroll tax.

Your pay

Take-home pay per paycheck

$1,690.85 every 2 weeks
Gross pay$2,000.00
Social Security (6.2%)−$124.00
Medicare (1.45%)−$29.00
Federal income tax (est.)−$156.15
Annual take-home$43,962
Total tax rate on gross15.5%

Estimate for tax year 2026 using official IRS Rev. Proc. 2025-32 federal figures and the latest published state brackets, standard deductions and exemptions. This estimates your tax liability; actual withholding follows your W-4 and state withholding certificate. Educational, not tax advice.

2026 payroll tax rates at a glance

TaxEmployee paysEmployer pays2026 limit
Social Security6.2%6.2%First $184,500 of wages (max $11,439 each)
Medicare1.45%1.45%No limit
Additional Medicare0.9%—Wages over $200,000 (withholding)
Federal income tax10%–37% brackets—Depends on income & filing status
State income tax0%–13.3%—15 flat-rate states, 27 graduated, 9 with none
State disability / paid leave0.19%–1.3%VariesEmployee-paid in 10 states
Local income taxUp to ~3.9%—City or county tax in 11+ states

State income tax in Ohio, 2026

Ohio taxes wages at a flat 2.75% on taxable income above $26,050, against a $2,400 personal exemption ($4,800 married).

Local income tax in Ohio, 2026

Ohio levies local income tax at the municipality level. These presets are built into the calculator — choose yours from the local tax dropdown.

JurisdictionEmployee rate
Columbus2.5%
Cleveland2.5%
Cincinnati1.8%
Toledo2.5%
Other Ohio municipality2.0%

Rates verified 2026-08-17 against Tax Foundation, State Individual Income Tax Rates & Brackets 2026 (Feb 2026) and state agency publications. Confirm with your state agency before relying on these for payroll filing.

Related calculators

How Ohio taxes your paycheck in 2026

Ohio uses a flat 2.75% income tax, and income below $26,050 of taxable income is not taxed at all. On top of that, every Ohio worker pays federal income tax plus 6.2% Social Security (on the first $184,500 of 2026 wages) and 1.45% Medicare with no cap. This calculator applies all of it at once, so the take-home figure is the real one.

Ohio income tax brackets, 2026

Applied to taxable income — that is, your wages after the Ohio standard deduction and personal exemption. Single filer figures shown.

RateTaxable income (single)
2.75%$26,050 and above

Standard deduction: none · Personal exemption: $2,400 single / $4,800 married.

What Ohio state tax costs at different salaries

Single filer, Ohio state income tax only — federal tax and FICA are on top of these figures.

Annual salaryOhio income taxEffective rate
$50,000$5931.19%
$75,000$1,2801.71%
$100,000$1,9681.97%
$150,000$3,3432.23%

Local income tax in Ohio

Some Ohio cities and counties levy their own income tax on top of the state rate. Pick yours from the dropdown above — options include Columbus (2.5%), Cleveland (2.5%), Cincinnati (1.8%), Toledo (2.5%).

How Ohio compares with neighbouring states

State income tax owed by a single filer on a $75,000 salary — Ohio against the states around it:

StateTax on $75,000Effective rate
Ohio (this state)$1,2801.71%
Indiana$2,1832.91%
Pennsylvania$2,3033.07%
Kentucky$2,5073.34%
Michigan$2,9373.92%

Ohio is the cheapest of this group at that salary — a real advantage if you can choose which side of a state line to live on. Where you physically work usually decides which state withholds, so a short commute across a border can change your take-home meaningfully.

Why your effective Ohio rate isn't 2.75%

On a $75,000 salary the headline rate is 2.75%, but the real bite is about 1.71%. Two things cause the gap. First, Ohio shelters the first $2,400 of income before any tax applies.

Worth noting: Ohio's $2,400 of shelter is well below the federal standard deduction of $16,100, so you pay Ohio tax on roughly $13,700 more income than you pay federal tax on — about $377 a year in extra state tax at the top rate.

Local tax applies in Ohio. Some cities or counties add their own income tax on top of the state rate — select yours from the dropdown above, since it can exceed the state tax itself in a few places.

Federal taxes on top

Every Ohio worker also pays federal income tax plus 6.2% Social Security and 1.45% Medicare. Those rules are identical in all 50 states — see the main paycheck calculator for how FICA, the wage base, pre-tax deductions and FICA-exempt occupations work.

Nearby states

Compare Ohio with Pennsylvania, Michigan, Indiana, Kentucky — or see the full list of all 50 states and DC.

Frequently asked questions

How much state income tax will I pay in Ohio in 2026?
Ohio applies a flat 2.75% rate to taxable income. On a $75,000 salary, a single filer owes roughly $1,280 in Ohio income tax — an effective rate of about 1.71%.
What is the Ohio state tax rate?
A single flat rate of 2.75% on taxable income, with income below $26,050 of taxable income exempt.
Are there local income taxes in Ohio?
Yes. Certain Ohio cities or counties levy their own income tax on top of the state rate, including Columbus (2.5%), Cleveland (2.5%), Cincinnati (1.8%). Select yours from the city dropdown and the calculator adds it as a separate line.
Is this Ohio paycheck calculator accurate?
It applies the official 2026 Ohio rates, standard deduction and exemptions together with current IRS federal figures, so it closely estimates your actual tax liability. Your employer's withholding follows your W-4 and state withholding certificate, so a single pay stub may differ slightly — any gap is settled as a refund or bill when you file.
How is my Ohio take-home pay calculated?
Start with gross pay and subtract pre-tax deductions such as 401(k) or health premiums. Federal income tax and FICA come off next. Ohio tax is then figured on your wages and a personal exemption of $2,400, with the brackets above applied. On a $60,000 salary that works out to about $868 in Ohio income tax.
Do 401(k) contributions reduce my Ohio taxes?
Yes for Ohio income tax and federal income tax — traditional 401(k) contributions lower the wages both are figured on. They do not reduce Social Security or Medicare, because FICA applies to your pay before retirement contributions are deducted. Enter your per-paycheck contribution in the pre-tax field above to see the effect.
Is a bonus or overtime taxed differently in Ohio?
Not ultimately. Employers commonly withhold bonuses at a flat federal supplemental rate of 22%, which can make a bonus cheque look heavily taxed, and Ohio may apply its own supplemental withholding rate. That is a withholding convention, not a separate tax — at filing time all wages run through the same brackets, and any over-withholding comes back as a refund.

How ListCalc calculates · Report an error

Guides & articles