How Utah taxes your paycheck in 2026
Utah uses a flat 4.45% income tax for 2026. On top of that, every Utah worker pays federal income tax plus 6.2% Social Security (on the first $184,500 of 2026 wages) and 1.45% Medicare with no cap. This calculator applies all of it at once, so the take-home figure is the real one.
Utah income tax brackets, 2026
Updated for 2026. Utah cut its flat rate to 4.45% effective 1 January 2026. The state taxpayer credit is applied here, which is why the effective rate lands below 4.45%.
Applied to taxable income — your wages after the Utah standard deduction. Single filer figures shown.
| Rate | Taxable income (single) |
|---|---|
| 4.45% | $0 and above |
Standard deduction: none — replaced by SCIAD · Credit: $966 single / $1,932 married.
What Utah state tax costs at different salaries
Single filer, Utah state income tax only — federal tax and FICA are on top of these figures.
| Annual salary | Utah income tax | Effective rate |
|---|---|---|
| $50,000 | $1,259 | 2.52% |
| $75,000 | $2,372 | 3.16% |
| $100,000 | $3,484 | 3.48% |
| $150,000 | $5,709 | 3.81% |
How Utah compares with neighbouring states
State income tax owed by a single filer on a $75,000 salary — Utah against the states around it:
| State | Tax on $75,000 | Effective rate |
|---|---|---|
| Nevada | No income tax | 0% |
| Arizona | $1,666 | 2.22% |
| Utah (this state) | $2,372 | 3.16% |
| Colorado | $2,592 | 3.46% |
| Idaho | $2,867 | 3.82% |
Utah ranks third-lowest of these 5 at that salary, costing about $2,372 a year more than Nevada. Where you physically work usually decides which state withholds, so a short commute across a border can change your take-home meaningfully.
Why your effective Utah rate isn't 4.45%
On a $75,000 salary the headline rate is 4.45%, but the real bite is about 3.16%. Two things cause the gap. First, Utah allows no standard deduction of its own, so tax starts from the first dollar of state taxable income. A credit of $966 is then subtracted from the tax itself, which lowers the effective rate further.
Worth noting: Utah's $0 of shelter is well below the federal standard deduction of $16,100, so you pay Utah tax on roughly $16,100 more income than you pay federal tax on — about $716 a year in extra state tax at the top rate.
No local income tax in Utah. No city or county levies its own income tax, so the figure above is your complete state and local income tax picture.
Federal taxes on top
Every Utah worker also pays federal income tax plus 6.2% Social Security and 1.45% Medicare. Those rules are identical in all 50 states — see the main paycheck calculator for how FICA, the wage base, pre-tax deductions and FICA-exempt occupations work.
Nearby states
Compare Utah with Nevada, Arizona, Colorado, Idaho — or see the full list of all 50 states and DC.