Missouri Paycheck Calculator

Enter your pay — see exactly what lands in your bank account in Missouri after every 2026 federal, state and local payroll tax.

Your pay

Take-home pay per paycheck

$1,690.85 every 2 weeks
Gross pay$2,000.00
Social Security (6.2%)−$124.00
Medicare (1.45%)−$29.00
Federal income tax (est.)−$156.15
Annual take-home$43,962
Total tax rate on gross15.5%

Estimate for tax year 2026 using official IRS Rev. Proc. 2025-32 federal figures and the latest published state brackets, standard deductions and exemptions. This estimates your tax liability; actual withholding follows your W-4 and state withholding certificate. Educational, not tax advice.

2026 payroll tax rates at a glance

TaxEmployee paysEmployer pays2026 limit
Social Security6.2%6.2%First $184,500 of wages (max $11,439 each)
Medicare1.45%1.45%No limit
Additional Medicare0.9%—Wages over $200,000 (withholding)
Federal income tax10%–37% brackets—Depends on income & filing status
State income tax0%–13.3%—15 flat-rate states, 27 graduated, 9 with none
State disability / paid leave0.19%–1.3%VariesEmployee-paid in 10 states
Local income taxUp to ~3.9%—City or county tax in 11+ states

State income tax in Missouri, 2026

Missouri uses graduated brackets running from 2% to 4.7%, with the first $1,348 of taxable income untaxed, against a $16,100 standard deduction ($32,200 married filing jointly).

Local income tax in Missouri, 2026

Missouri levies local income tax at the city level. These presets are built into the calculator — choose yours from the local tax dropdown.

JurisdictionEmployee rate
Kansas City1.0%
St. Louis1.0%

Rates verified 2026-08-17 against Tax Foundation, State Individual Income Tax Rates & Brackets 2026 (Feb 2026) and state agency publications. Confirm with your state agency before relying on these for payroll filing.

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How Missouri taxes your paycheck in 2026

Missouri uses graduated brackets running from 2% up to 4.7%. On top of that, every Missouri worker pays federal income tax plus 6.2% Social Security (on the first $184,500 of 2026 wages) and 1.45% Medicare with no cap. This calculator applies all of it at once, so the take-home figure is the real one.

Missouri income tax brackets, 2026

Applied to taxable income — that is, your wages after the Missouri standard deduction. Single filer figures shown.

RateTaxable income (single)
2%$1,348 – $2,696
2.5%$2,696 – $4,044
3%$4,044 – $5,392
3.5%$5,392 – $6,740
4%$6,740 – $8,088
4.5%$8,088 – $9,436
4.7%$9,436 and above

Standard deduction: $16,100 single / $32,200 married.

What Missouri state tax costs at different salaries

Single filer, Missouri state income tax only — federal tax and FICA are on top of these figures.

Annual salaryMissouri income taxEffective rate
$50,000$1,4132.83%
$75,000$2,5883.45%
$100,000$3,7633.76%
$150,000$6,1134.08%

Local income tax in Missouri

Some Missouri cities and counties levy their own income tax on top of the state rate. Pick yours from the dropdown above — options include Kansas City (1%), St. Louis (1%).

How Missouri compares with neighbouring states

State income tax owed by a single filer on a $75,000 salary — Missouri against the states around it:

StateTax on $75,000Effective rate
Iowa$2,2382.98%
Arkansas$2,2873.05%
Missouri (this state)$2,5883.45%
Kansas$3,3854.51%
Illinois$3,5684.76%

Missouri ranks third-lowest of these 5 at that salary, costing about $349 a year more than Iowa. Where you physically work usually decides which state withholds, so a short commute across a border can change your take-home meaningfully.

Why your effective Missouri rate isn't 4.7%

On a $75,000 salary the headline rate is 4.7%, but the real bite is about 3.45%. Two things cause the gap. First, the brackets are marginal — only income inside each band is taxed at that band's rate. Second, Missouri shelters the first $16,100 of income before any tax applies.

Missouri's shelter is close to the $16,100 federal standard deduction, so state and federal taxable income land in a similar place.

Local tax applies in Missouri. Some cities or counties add their own income tax on top of the state rate — select yours from the dropdown above, since it can exceed the state tax itself in a few places.

Federal taxes on top

Every Missouri worker also pays federal income tax plus 6.2% Social Security and 1.45% Medicare. Those rules are identical in all 50 states — see the main paycheck calculator for how FICA, the wage base, pre-tax deductions and FICA-exempt occupations work.

Nearby states

Compare Missouri with Kansas, Illinois, Arkansas, Iowa — or see the full list of all 50 states and DC.

Frequently asked questions

How much state income tax will I pay in Missouri in 2026?
Missouri uses graduated brackets from 2% to 4.7%. On a $75,000 salary, a single filer owes roughly $2,588 — an effective rate of about 3.45%, well below the top bracket rate.
What is the Missouri state tax rate?
Rates run from 2% to 4.7% depending on income. Because brackets are marginal, only the portion of income inside each band is taxed at that band's rate.
Are there local income taxes in Missouri?
Yes. Certain Missouri cities or counties levy their own income tax on top of the state rate, including Kansas City (1%), St. Louis (1%). Select yours from the city dropdown and the calculator adds it as a separate line.
Is this Missouri paycheck calculator accurate?
It applies the official 2026 Missouri rates, standard deduction and exemptions together with current IRS federal figures, so it closely estimates your actual tax liability. Your employer's withholding follows your W-4 and state withholding certificate, so a single pay stub may differ slightly — any gap is settled as a refund or bill when you file.
How is my Missouri take-home pay calculated?
Start with gross pay and subtract pre-tax deductions such as 401(k) or health premiums. Federal income tax and FICA come off next. Missouri tax is then figured on your wages after the state standard deduction of $16,100 for a single filer, with the brackets above applied. On a $60,000 salary that works out to about $1,883 in Missouri income tax.
Do 401(k) contributions reduce my Missouri taxes?
Yes for Missouri income tax and federal income tax — traditional 401(k) contributions lower the wages both are figured on. They do not reduce Social Security or Medicare, because FICA applies to your pay before retirement contributions are deducted. Enter your per-paycheck contribution in the pre-tax field above to see the effect.
Is a bonus or overtime taxed differently in Missouri?
Not ultimately. Employers commonly withhold bonuses at a flat federal supplemental rate of 22%, which can make a bonus cheque look heavily taxed, and Missouri may apply its own supplemental withholding rate. That is a withholding convention, not a separate tax — at filing time all wages run through the same brackets, and any over-withholding comes back as a refund.

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