How Mississippi taxes your paycheck in 2026
Mississippi uses a flat 4% income tax, and income below $10,000 of taxable income is not taxed at all. On top of that, every Mississippi worker pays federal income tax plus 6.2% Social Security (on the first $184,500 of 2026 wages) and 1.45% Medicare with no cap. This calculator applies all of it at once, so the take-home figure is the real one.
Mississippi income tax brackets, 2026
Applied to taxable income — that is, your wages after the Mississippi standard deduction and personal exemption. Single filer figures shown.
| Rate | Taxable income (single) |
|---|---|
| 4% | $10,000 and above |
Standard deduction: $2,300 single / $4,600 married · Personal exemption: $6,000 single / $12,000 married.
What Mississippi state tax costs at different salaries
Single filer, Mississippi state income tax only — federal tax and FICA are on top of these figures.
| Annual salary | Mississippi income tax | Effective rate |
|---|---|---|
| $50,000 | $1,268 | 2.54% |
| $75,000 | $2,268 | 3.02% |
| $100,000 | $3,268 | 3.27% |
| $150,000 | $5,268 | 3.51% |
How Mississippi compares with neighbouring states
State income tax owed by a single filer on a $75,000 salary — Mississippi against the states around it:
| State | Tax on $75,000 | Effective rate |
|---|---|---|
| Tennessee | No income tax | 0% |
| Louisiana | $1,864 | 2.48% |
| Mississippi (this state) | $2,268 | 3.02% |
| Arkansas | $2,287 | 3.05% |
| Alabama | $3,485 | 4.65% |
Mississippi ranks third-lowest of these 5 at that salary, costing about $2,268 a year more than Tennessee. Where you physically work usually decides which state withholds, so a short commute across a border can change your take-home meaningfully.
Why your effective Mississippi rate isn't 4%
On a $75,000 salary the headline rate is 4%, but the real bite is about 3.02%. Two things cause the gap. First, Mississippi shelters the first $8,300 of income (a $2,300 standard deduction plus a $6,000 personal exemption) before any tax applies.
Worth noting: Mississippi's $8,300 of shelter is well below the federal standard deduction of $16,100, so you pay Mississippi tax on roughly $7,800 more income than you pay federal tax on — about $312 a year in extra state tax at the top rate.
No local income tax in Mississippi. No city or county levies its own income tax, so the figure above is your complete state and local income tax picture.
Federal taxes on top
Every Mississippi worker also pays federal income tax plus 6.2% Social Security and 1.45% Medicare. Those rules are identical in all 50 states — see the main paycheck calculator for how FICA, the wage base, pre-tax deductions and FICA-exempt occupations work.
Nearby states
Compare Mississippi with Alabama, Louisiana, Arkansas, Tennessee — or see the full list of all 50 states and DC.