How Minnesota taxes your paycheck in 2026
Minnesota uses graduated brackets running from 5.35% up to 9.85%. On top of that, every Minnesota worker pays federal income tax plus 6.2% Social Security (on the first $184,500 of 2026 wages) and 1.45% Medicare with no cap. This calculator applies all of it at once, so the take-home figure is the real one.
Minnesota income tax brackets, 2026
Applied to taxable income — that is, your wages after the Minnesota standard deduction. Single filer figures shown.
| Rate | Taxable income (single) |
|---|---|
| 5.35% | $0 – $33,310 |
| 6.8% | $33,310 – $109,430 |
| 7.85% | $109,430 – $203,150 |
| 9.85% | $203,150 and above |
Standard deduction: $15,300 single / $30,600 married.
What Minnesota state tax costs at different salaries
Single filer, Minnesota state income tax only — federal tax and FICA are on top of these figures.
| Annual salary | Minnesota income tax | Effective rate |
|---|---|---|
| $50,000 | $1,877 | 3.75% |
| $75,000 | $3,577 | 4.77% |
| $100,000 | $5,277 | 5.28% |
| $150,000 | $8,942 | 5.96% |
How Minnesota compares with neighbouring states
State income tax owed by a single filer on a $75,000 salary — Minnesota against the states around it:
| State | Tax on $75,000 | Effective rate |
|---|---|---|
| South Dakota | No income tax | 0% |
| North Dakota | $203 | 0.27% |
| Iowa | $2,238 | 2.98% |
| Wisconsin | $2,594 | 3.46% |
| Minnesota (this state) | $3,577 | 4.77% |
Minnesota ranks highest of these 5 at that salary, costing about $3,577 a year more than South Dakota. Where you physically work usually decides which state withholds, so a short commute across a border can change your take-home meaningfully.
Why your effective Minnesota rate isn't 9.85%
On a $75,000 salary the headline rate is 9.85%, but the real bite is about 4.77%. Two things cause the gap. First, the brackets are marginal — only income inside each band is taxed at that band's rate. Second, Minnesota shelters the first $15,300 of income before any tax applies.
Worth noting: Minnesota's $15,300 of shelter is well below the federal standard deduction of $16,100, so you pay Minnesota tax on roughly $800 more income than you pay federal tax on — about $79 a year in extra state tax at the top rate.
No local income tax in Minnesota. No city or county levies its own income tax, so the figure above is your complete state and local income tax picture.
Federal taxes on top
Every Minnesota worker also pays federal income tax plus 6.2% Social Security and 1.45% Medicare. Those rules are identical in all 50 states — see the main paycheck calculator for how FICA, the wage base, pre-tax deductions and FICA-exempt occupations work.
Nearby states
Compare Minnesota with Wisconsin, Iowa, North Dakota, South Dakota — or see the full list of all 50 states and DC.