Maine Paycheck Calculator

Enter your pay — see exactly what lands in your bank account in Maine after every 2026 federal, state and local payroll tax.

Your pay

Take-home pay per paycheck

$1,690.85 every 2 weeks
Gross pay$2,000.00
Social Security (6.2%)−$124.00
Medicare (1.45%)−$29.00
Federal income tax (est.)−$156.15
Annual take-home$43,962
Total tax rate on gross15.5%

Estimate for tax year 2026 using official IRS Rev. Proc. 2025-32 federal figures and the latest published state brackets, standard deductions and exemptions. This estimates your tax liability; actual withholding follows your W-4 and state withholding certificate. Educational, not tax advice.

2026 payroll tax rates at a glance

TaxEmployee paysEmployer pays2026 limit
Social Security6.2%6.2%First $184,500 of wages (max $11,439 each)
Medicare1.45%1.45%No limit
Additional Medicare0.9%—Wages over $200,000 (withholding)
Federal income tax10%–37% brackets—Depends on income & filing status
State income tax0%–13.3%—15 flat-rate states, 27 graduated, 9 with none
State disability / paid leave0.19%–1.3%VariesEmployee-paid in 10 states
Local income taxUp to ~3.9%—City or county tax in 11+ states

State and local deductions in Maine, 2026

Maine uses graduated brackets running from 5.8% to 7.15%, against an $8,350 standard deduction ($16,700 married filing jointly) and a $5,300 personal exemption ($10,600 married).

Maine has no local or city income tax and no employee-paid state disability or paid family leave premium. Beyond federal income tax, Social Security and Medicare, state income tax is your only additional deduction.

Rates verified 2026-08-17 against Tax Foundation, State Individual Income Tax Rates & Brackets 2026 (Feb 2026) and state agency publications. Confirm with your state agency before relying on these for payroll filing.

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How Maine taxes your paycheck in 2026

Maine uses graduated brackets running from 5.8% up to 7.15%. On top of that, every Maine worker pays federal income tax plus 6.2% Social Security (on the first $184,500 of 2026 wages) and 1.45% Medicare with no cap. This calculator applies all of it at once, so the take-home figure is the real one.

Maine income tax brackets, 2026

Applied to taxable income — that is, your wages after the Maine standard deduction and personal exemption. Single filer figures shown.

RateTaxable income (single)
5.8%$0 – $27,399
6.75%$27,399 – $64,849
7.15%$64,849 and above

Standard deduction: $8,350 single / $16,700 married · Personal exemption: $5,300 single / $10,600 married.

What Maine state tax costs at different salaries

Single filer, Maine state income tax only — federal tax and FICA are on top of these figures.

Annual salaryMaine income taxEffective rate
$50,000$2,1934.39%
$75,000$3,8815.17%
$100,000$5,6545.65%
$150,000$9,2296.15%

How Maine compares with neighbouring states

State income tax owed by a single filer on a $75,000 salary — Maine against the states around it:

StateTax on $75,000Effective rate
New HampshireNo income tax0%
Vermont$2,4903.32%
New York$3,4534.60%
Massachusetts$3,5304.71%
Maine (this state)$3,8815.17%

Maine ranks highest of these 5 at that salary, costing about $3,881 a year more than New Hampshire. Where you physically work usually decides which state withholds, so a short commute across a border can change your take-home meaningfully.

Why your effective Maine rate isn't 7.15%

On a $75,000 salary the headline rate is 7.15%, but the real bite is about 5.17%. Two things cause the gap. First, the brackets are marginal — only income inside each band is taxed at that band's rate. Second, Maine shelters the first $13,650 of income (a $8,350 standard deduction plus a $5,300 personal exemption) before any tax applies.

Worth noting: Maine's $13,650 of shelter is well below the federal standard deduction of $16,100, so you pay Maine tax on roughly $2,450 more income than you pay federal tax on — about $175 a year in extra state tax at the top rate.

No local income tax in Maine. No city or county levies its own income tax, so the figure above is your complete state and local income tax picture.

Federal taxes on top

Every Maine worker also pays federal income tax plus 6.2% Social Security and 1.45% Medicare. Those rules are identical in all 50 states — see the main paycheck calculator for how FICA, the wage base, pre-tax deductions and FICA-exempt occupations work.

Nearby states

Compare Maine with New Hampshire, Massachusetts, Vermont, New York — or see the full list of all 50 states and DC.

Frequently asked questions

How much state income tax will I pay in Maine in 2026?
Maine uses graduated brackets from 5.8% to 7.15%. On a $75,000 salary, a single filer owes roughly $3,881 — an effective rate of about 5.17%, well below the top bracket rate.
What is the Maine state tax rate?
Rates run from 5.8% to 7.15% depending on income. Because brackets are marginal, only the portion of income inside each band is taxed at that band's rate.
Is this Maine paycheck calculator accurate?
It applies the official 2026 Maine rates, standard deduction and exemptions together with current IRS federal figures, so it closely estimates your actual tax liability. Your employer's withholding follows your W-4 and state withholding certificate, so a single pay stub may differ slightly — any gap is settled as a refund or bill when you file.
How is my Maine take-home pay calculated?
Start with gross pay and subtract pre-tax deductions such as 401(k) or health premiums. Federal income tax and FICA come off next. Maine tax is then figured on your wages after the state standard deduction of $8,350 for a single filer and a personal exemption of $5,300, with the brackets above applied. On a $60,000 salary that works out to about $2,868 in Maine income tax.
Do 401(k) contributions reduce my Maine taxes?
Yes for Maine income tax and federal income tax — traditional 401(k) contributions lower the wages both are figured on. They do not reduce Social Security or Medicare, because FICA applies to your pay before retirement contributions are deducted. Enter your per-paycheck contribution in the pre-tax field above to see the effect.
Is a bonus or overtime taxed differently in Maine?
Not ultimately. Employers commonly withhold bonuses at a flat federal supplemental rate of 22%, which can make a bonus cheque look heavily taxed, and Maine may apply its own supplemental withholding rate. That is a withholding convention, not a separate tax — at filing time all wages run through the same brackets, and any over-withholding comes back as a refund.

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