Georgia Paycheck Calculator

Enter your pay — see exactly what lands in your bank account in Georgia after every 2026 federal, state and local payroll tax.

Your pay

Take-home pay per paycheck

$1,690.85 every 2 weeks
Gross pay$2,000.00
Social Security (6.2%)−$124.00
Medicare (1.45%)−$29.00
Federal income tax (est.)−$156.15
Annual take-home$43,962
Total tax rate on gross15.5%

Estimate for tax year 2026 using official IRS Rev. Proc. 2025-32 federal figures and the latest published state brackets, standard deductions and exemptions. This estimates your tax liability; actual withholding follows your W-4 and state withholding certificate. Educational, not tax advice.

2026 payroll tax rates at a glance

TaxEmployee paysEmployer pays2026 limit
Social Security6.2%6.2%First $184,500 of wages (max $11,439 each)
Medicare1.45%1.45%No limit
Additional Medicare0.9%—Wages over $200,000 (withholding)
Federal income tax10%–37% brackets—Depends on income & filing status
State income tax0%–13.3%—15 flat-rate states, 27 graduated, 9 with none
State disability / paid leave0.19%–1.3%VariesEmployee-paid in 10 states
Local income taxUp to ~3.9%—City or county tax in 11+ states

State and local deductions in Georgia, 2026

Georgia taxes wages at a flat 4.99%, against a $15,000 standard deduction ($30,000 married filing jointly).

Georgia has no local or city income tax and no employee-paid state disability or paid family leave premium. Beyond federal income tax, Social Security and Medicare, state income tax is your only additional deduction.

Rates verified 2026-08-17 against Tax Foundation, State Individual Income Tax Rates & Brackets 2026 (Feb 2026) and state agency publications. Confirm with your state agency before relying on these for payroll filing.

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How Georgia taxes your paycheck in 2026

Georgia uses a flat 4.99% income tax for 2026. On top of that, every Georgia worker pays federal income tax plus 6.2% Social Security (on the first $184,500 of 2026 wages) and 1.45% Medicare with no cap. This calculator applies all of it at once, so the take-home figure is the real one.

Georgia income tax brackets, 2026

Updated for HB 463. Signed 11 May 2026, it cut Georgia's flat rate from 5.19% to 4.99% retroactive to 1 January 2026, and raised the standard deduction to $15,000 single / $30,000 married. Older pages still showing 5.19% are out of date.

Applied to taxable income — your wages after the Georgia standard deduction. Single filer figures shown.

RateTaxable income (single)
4.99%$0 and above

Standard deduction: $15,000 single / $30,000 married.

What Georgia state tax costs at different salaries

Single filer, Georgia state income tax only — federal tax and FICA are on top of these figures.

Annual salaryGeorgia income taxEffective rate
$50,000$1,7473.49%
$75,000$2,9943.99%
$100,000$4,2424.24%
$150,000$6,7374.49%

How Georgia compares with neighbouring states

State income tax owed by a single filer on a $75,000 salary — Georgia against the states around it:

StateTax on $75,000Effective rate
FloridaNo income tax0%
TennesseeNo income tax0%
South Carolina$2,9423.92%
Georgia (this state)$2,9943.99%
Alabama$3,4854.65%

Georgia ranks fourth-lowest of these 5 at that salary, costing about $2,994 a year more than Florida. Where you physically work usually decides which state withholds, so a short commute across a border can change your take-home meaningfully.

Why your effective Georgia rate isn't 4.99%

On a $75,000 salary the headline rate is 4.99%, but the real bite is about 3.99%. Two things cause the gap. First, Georgia shelters the first $15,000 of income before any tax applies.

Worth noting: Georgia's $15,000 of shelter is well below the federal standard deduction of $16,100, so you pay Georgia tax on roughly $1,100 more income than you pay federal tax on — about $55 a year in extra state tax at the top rate.

No local income tax in Georgia. No city or county levies its own income tax, so the figure above is your complete state and local income tax picture.

Federal taxes on top

Every Georgia worker also pays federal income tax plus 6.2% Social Security and 1.45% Medicare. Those rules are identical in all 50 states — see the main paycheck calculator for how FICA, the wage base, pre-tax deductions and FICA-exempt occupations work.

Nearby states

Compare Georgia with Florida, Alabama, South Carolina, Tennessee — or see the full list of all 50 states and DC.

Frequently asked questions

How much state income tax will I pay in Georgia in 2026?
Georgia applies a flat 4.99% rate to taxable income for 2026. On a $75,000 salary, a single filer owes roughly $2,994 — an effective rate of about 3.99%.
What is the Georgia state tax rate for 2026?
A flat 4.99% for 2026, cut from 5.19% by HB 463 signed on 11 May 2026 and applied retroactively to 1 January. The standard deduction also rose to $15,000 single / $30,000 married.
Is this Georgia paycheck calculator accurate?
It applies the official 2026 Georgia rates, standard deduction and exemptions together with current IRS federal figures, so it closely estimates your actual tax liability. Your employer's withholding follows your W-4 and state withholding certificate, so a single pay stub may differ slightly — any gap is settled as a refund or bill when you file.
How is my Georgia take-home pay calculated?
Start with gross pay and subtract pre-tax deductions such as 401(k) or health premiums. Federal income tax and FICA come off next. Georgia tax is then figured on your wages after the state standard deduction of $15,000 for a single filer, with the brackets above applied. On a $60,000 salary that works out to about $2,246 in Georgia income tax.
Do 401(k) contributions reduce my Georgia taxes?
Yes for Georgia income tax and federal income tax — traditional 401(k) contributions lower the wages both are figured on. They do not reduce Social Security or Medicare, because FICA applies to your pay before retirement contributions are deducted. Enter your per-paycheck contribution in the pre-tax field above to see the effect.
Is a bonus or overtime taxed differently in Georgia?
Not ultimately. Employers commonly withhold bonuses at a flat federal supplemental rate of 22%, which can make a bonus cheque look heavily taxed, and Georgia may apply its own supplemental withholding rate. That is a withholding convention, not a separate tax — at filing time all wages run through the same brackets, and any over-withholding comes back as a refund.

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